| Product Features | ABCpayments | Competitor - 1 | Competitor - 2 |
Credit Cards Accepted |
- MASTER CARD
- VISACARD
- DINERS CLUB INTERNATIONAL CARD
|
|
- MASTER CARD
- VISACARD
- DINERS CLUB INTERNATIONAL CARD
|
Online Bank Transfer Facility |
- ICICI Bank
- CITIBANK
- HDFC Bank
- IDBI Bank
- Axis Bank
- Centurion Bank of Punjab
- Indusind Bank
| NA | NA |
Pre-Paid Cards |
- ITZ Cash Card
- Oxicash Card
- Done Card
- Zip Cash Card
| | |
Mobile Banking |
| | |
Credit Card Backup Gateway
| Yes | NA | NA |
Security
|
- 128 Bit SSL Encryption
- IP Tracking
- Risk Analysis & Alert System
|
|
|
SSL Certificate requirement at Merchant website
| No (Here you save annual expense)
| Yes (Additional yearly expense for the merchant)
| Yes (Additional yearly expense for the merchant)
|
Ease of Integration
| Very Simple
| Complex
| Very Complex
|
Time of Integration
| Less than an hour
| 15 days to 1 month
| 15 days to 2 month
|
Technical Support
| Both Online & Offline Support
| No Offline Tech Support
| No Offline Tech Support
|
Initial Cost
| Rs. 28000/- (for most preferred plan)
| Rs. 40000/- (entry fee) + Rs. 60000/- (deposit) + Rs. 25000/- (SSL certificate)
| Rs. 40000/- (entry fee) + Rs. 60000/- (deposit) + Rs. 25000/- (SSL certificate)
|
Annual Running Cost
| NIL | Rs. 25000/- (SSL certificate) Rs. 30,000/- (tech contract)
| Rs. 25000/- (SSL certificate) Rs. 30,000/- (tech contract)
|
Penalties
| NIL | Rs. 3000/- per month if the volumes are less than defined limit
| Rs. 3000/- per month if the volumes are less than defined limit
|
Pre-qualification
| Nominal Documentary proofs
| Lot of documentation Many legal hassels
| Lot of documentation Many legal hassels PWC Audit Clearance
|
Online Invoicing & Quickpay Services
| Yes | NA | NA |
Online Reports
| Maximum | Less | Very Less |
Bank Account Requirement
| Payment can be transferred to your any preferred Bank Account
| Bank Account in specific Bank is MUST
| Bank Account in specific Bank is MUST
|
Response of queries | Less than 8 working hours
| 48 hours
| 48 hours
|